As a public service, the Federal Trade Commission recently shared four common signs of a scam.
Here is the list:
1. Pretend to be local. Scammers pretend to be from an organization you know.
Scammers often pretend to be contacting you on behalf of the government. They might use a real name, like the FTC, Social Security Administration, IRS, or Medicare, or make up a name that sounds official. Some pretend to be from a business you know, like a utility company, a tech company, or even a charity asking for donations.
They use technology to change the phone number that appears on your caller ID. So the name and number you see might not be real.
Problem or prize
2. Scammers say there’s a problem or a prize.
They might say you’re in trouble with the government. Or you owe money. Or someone in your family had an emergency. Or that there’s a virus on your computer.
Some scammers say there’s a problem with one of your accounts and that you need to verify some information.
Others will lie and say you won money in a lottery or sweepstakes but have to pay a fee to get it.
3. Pressure to act. Scammers pressure you to act immediately.
Scammers want you to act before you have time to think. If you’re on the phone, they might tell you not to hang up so you can’t check out their story.
They might threaten to arrest you, sue you, take away your driver’s or business license, or deport you. They might say your computer is about to be corrupted.
Pay specifically
4. Scammers tell you to pay in a specific way.
They often insist that you can only pay by using cryptocurrency, wiring money through a company like MoneyGram or Western Union, using a payment app, or putting money on a gift card and then giving them the numbers on the back of the card.
Some will send you a check (that will later turn out to be fake), then tell you to deposit it and send them money.
Share your scam story
If you have been the target of a scam, your first contact should be the local authorities. Also, feel free to contact us with details (we can keep your name confidential, if you wish).
Send your story to: rahnl@windomnews.com, or call 507-831-3455. Stories will appear in an upcoming edition and in our Thursday website report (or immediately online). By sharing your story, you may prevent others from being scammed.
